What is Canadian Seniors Life Insurance?

Canadian Seniors Life Insurance is a straightforward, direct life insurance that can help your family with funeral costs, bills, or even contribute to your partner’s retirement fund when you pass away. Designed for Canadian residents aged 40 to 802, it’s the simple way to take control of your life insurance and make a better decision for your loved ones’ futures. Terms and Conditions apply. Depending on your age and personal circumstances, you could choose to get up to $250,000 of coverage4, and you can choose who this money goes to.


When you get a quote and take out coverage with Seniors Choice, you’re choosing peace of mind and no-fuss protection. Our trusted life insurance advisors will talk you through your options with no obligation to buy and no need for a broker. It only takes a few minutes to get coverage and there’s no need to provide us with a medical check to get approved. We ask just a few simple health and lifestyle questions instead. With coverage as little as $14.88 per month3 and no policy fees, it’s easy to make the right choice for your loved ones.

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Why choose Seniors Choice Life insurance?

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Choose the right coverage

Get up to $250,000 of coverage for your loved ones, depending on your age and personal circumstances4

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Choose peace of mind

24/7 Worldwide coverage – for the rest of your life, for as little as $14.88 per month3

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Choose convenience

You can get coverage in just a few minutes from a local trusted advisor, with no medicals or blood tests

Why choose Seniors Choice?

  • Choose the right coverage for your loved ones with up to $250,000 of coverage depending on your age and personal circumstances4
  • Choose peace of mind – 24/7 Worldwide coverage for the rest of your life. Terms and conditions apply
  • Terminal Illness coverage – You’ll receive your full benefit amount upfront if diagnosed with a terminal illness with 12 months or less to live6
  • Choose convenience – With our easy to arrange insurance, you can get coverage in just a few minutes  
  • Choose a local team you can trust – Our experienced team of trusted advisors is based right here in Canada  
  • Exclusive – Canadian Seniors Life Insurance can only be bought directly from us  
  • No medicals or blood tests for approval – We only ask just a few health and lifestyle questions 
  • Fast payout – We strive to pay out claims fast, with a straightforward claims process   
  • You could be covered from day one5, so you can get on with more important things

Enter your details to get your free Canadian Seniors Life Insurance quote.

You must be between 40 and 80 years old to apply. Terms and Conditions apply. Not currently available in the province of Quebec.

By clicking “Get a Quick Quote”, you agree to a human or virtual assistant contacting you by phone and electronic message about your quote. Please read our terms of use and privacy policy, for more information.

Feel confident in a provider you can trust

As the #1 direct choice for Canadian over 50s life insurance1, we’re proud to say that after thousands of independent reviews we’ve been rated ‘Excellent’ on Trustpilot. We've also got excellent ratings on Google, REVIEWS.io and Feefo, where we’ve won the Gold Trusted Service Award.  

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How does Canadian Seniors Life Insurance work? 

Canadian Seniors Life Insurance is a type of life insurance. So, once you have it you’re covered for the rest of your life7, as long as you keep up with your monthly payments. If you’re a Canadian resident aged 40-80, you’re eligible for up to $250,000 of coverage depending on your age2 and personal circumstances4. Terms and Conditions apply.


You don’t need to provide a medical or blood test to get approved for coverage. Our coverage is exclusive to us, it can only be bought directly from us. Prices are as little as $14.88 per month3 and you can get a quote in a matter of minutes.

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Seniors Choice, the #1 direct choice for Canadian over 50s¹

1

Based on the product distributor obtaining over 10,000 reviews on multiple reviews platforms since 1 September 2021 from Canadian residents aged between 50 and 80 years old, which is more than any other provider who directly provides Life Insurance products without the support of a broker network and has been active in advertising on TV since 1 September 2021, excluding Quebec.

2

Available to Canadian residents aged 40-80 only. Terms and Conditions apply. Not yet available in Quebec.

3

Based on a 51-year-old female non-smoker with $20,000 of coverage, in the first year.

4

Terms and Conditions apply.

5

Depending on your health at the time of applying. Suicide is not covered for the first 24 months.

6

Terminal Illness (with 12 months or less to live) must be diagnosed by a medical specialist. Terms and Conditions apply.

7

Excluding suicide in the first 2 years.